Apply Home Loan Online
Buying a home is now easier than ever. With Pksoftech home loan, we give you the best home loan interest rates on housing finance and a wide selection of property, so you can live your best life. Apply for home loan online with us and avail of our low EMI option and quick processing facility. Once you’ve applied, you can even track your house loan status. What’s more? We have also expanded our criteria to make them more accessible. You also get the option to effortlessly transfer a house loan if you have an existing one. So, come, live in your dream home with Pksoftech.
Want to apply for home loan online? Check home loan eligibility mentioned below:
For Self-Employed Individuals:
Resident Indians only
Aged between 23-70 years
Minimum 4 years of business continuity
Must earn minimum ₹1.5 lakh per annum
Tenure duration 12 months - 300 months
For Salaried Individuals:
Resident & Non-Resident Indians
Aged between 21-60 years
Minimum 3 years of experience
Must earn minimum ₹1 lakh per annum
Tenure duration 12 months – 360 months
Take a look at the documents required for home loan process and keep them handy.
Valid Identity Proof
Valid Address Proof
Valid Income Proof
Salaried: Last 2 months salary slip/ latest ITR or Form 16/ last 6 months bank statement
Self-employed : Latest ITR/ balance sheet or P&L statement/ GST return/ last 6 months bank statements or CC statements, etc
Photocopy of draft sale deed and chain title documents (if any)
No objection certificate from the society and other documents as per legal report
Business Proof (Click Know More for more details)
Frequently Asked Questions
A home loan, or a house loan, allows you to purchase the home of your dreams without having to pay for it upfront. Depending on your home loan eligibility, you can secure a loan that is as high as 90% of the value of the property. You can check home loan eligibility in many ways, be it online, through our app or by visiting any of our branches.
: Pksoftech Home Finance has made it easy for you to apply for home loan online. Please submit your details online through our website, and we will inform you of your home loan eligibility by calling you. Once our representative collects the documents required for home loan, we will follow a verification procedure to cross-check your details; in which case, our representative may also have a short personal discussion with you. After we successfully verify your details, home loan is sanctioned and the money is transferred or DD is issued in favour of seller/builder/bank or FI in case of BT. You can even avail many tax benefits post- disbursal of your home loan.
Yes, you will have to make a down payment. Pksoftech finances up to 90% of the cost of your home. This makes purchasing your dream home extremely easy, as you do not need to finance the bulk cost of your future home upfront.